Business Development Officer at Work Force Group


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Job Title: Business Development Officer
Location: Lagos

Key Responsibilities

Evaluates loan applications and documentation by confirming credit worthiness.
Sales of retail products and services to potential customers by making proactive sales effort
Improves loan applications and documentation by informing applicant of additional requirements.
Rejects loans by explaining deficiencies to applicants.
Analyzes the financial viability of clients who seek to acquire loans for homes and businesses.
Conducted preliminary interviews with loan applicants.
Gives recommendations to clients on the type of lending program they should avail including term and payment schedule.
Reviews all loan documents and agreements to make sure these are all complete, valid and in accordance with the bank’s guidelines.
Approves or disapproves loan applications based on merit and level of financial viability.
Meets with clients who have difficulty in keeping up with the loan amortization schedule and adopts a proactive position in arriving in win/win solutions.
Maintains customer confidence by keeping loan information confidential.
Accomplishes bank mission by completing related results as needed.
Analyze current customer base, including portfolios and rolodexes, to identify potential sales opportunities

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Build strong relationships with customers, outside business contacts, and company stakeholders.
Negotiate timelines and budgets
Develop and test unique business strategies and concepts
Collaborate with colleagues and peers on the sales, marketing, and product development teams to improve overall customer experience and satisfaction
Stay up to date on company best practices, policies, products, pricing, and promotions.

Job Requirements

B.Sc in any relevant discipline.
2-4 year’s sales /business development experience in a financial services industry, (Micro finance, commercial banks,
Insurance companies etc.
Good communication and presentation skills.
Application Closing Date
4th December, 2019.